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UCB Mortgage Rates

We offer a variety of low-rate mortgage options, whether you are looking to purchase a home, refinance your current home, construct a new home or utilize the equity in your home -- let UCB help you find the product that fits your needs! UCB offers a variety of mortgage options, each with its own unique structure and benefits.

Fixed Rate Mortgages
30 Year 20 Year 15 Year 10 Year
Rate 3.500% 3.375% 3.000% 3.000%
APR* 3.542% 3.308% 3.075% 3.109%
Monthly P&I Pmt $449.04 $573.56 $690.58 $965.61
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Rates last updated: Monday, August 19, 2019 at 9:26 AM

Rates are not guaranteed and are subject to change without notice.

Visit our Online Calculators Page to help estimate monthly payments.

The annual percentage rates (APRs) and monthly principal and interest (P&I) payments shown are based on the following assumptions:

  • Purchase transaction
  • Credit score 740
  • 25% down payment
  • $100,000.00 loan amount
  • Finance charges include underwriting fee, tax service fee, tax transcripts fee, flood monitoring fee, credit risk assessment fee, .25 loan level price adjustment
  • an escrow account will be established for the collection and payment of real estate taxes and hazard insurance premiums, which will increase your total monthly payment

Conventional 2019 Conforming Loan Limits:

Units (1) $484,350 (2) $620,200 (3) $749,650 (4) $931,600

Borrowers may have additional third party fees associated with the mortgage application and closing as applicable: appraisal fee, flood determination fee, credit report fee, title insurance fees, courier fees, recording fees, inspection fees. Private Mortgage Insurance required if less than 20% down payment.

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