CDs & IRAs
CDs – Certificates of Deposit
A CD is a great choice if you are looking for a greater return on your investment and do not need immediate access to your money. Invest as little as $1,000.00 and receive competitive interest rates guaranteed for the term you select. We can also help you build a CD portfolio to save you time and put your money to work for you. Your investment is safe, secure, and insured up to at least $250,000 by the FDIC.
IRAs – Individual Retirement Accounts
An Individual Retirement Account (IRA) is an excellent tool for retirement savings. Unlike most investments, depending on the type of IRA you choose, contributions may be tax deductible or tax-free. In addition, there are general rules that are prescribed for IRAs which are grouped under three broad categories that include eligibility, contributions, and withdrawals. Furthermore, your IRA is FDIC insured up to $250,000. Learn more about the type of IRA that offers you the options, benefits, and flexibility you need. Our bankers can help you choose a solution that fits your life.