Auto-Financing Calculator

Calculating your monthly payment has never been easier. Just fill in a few fields, using the "Tab" key on your keyboard to move from field to field. You can click on the "Choose" buttons in the rates/terms chart below to select Annual Percentage Rates and Terms or enter your own rates and terms to see how they affect the estimated monthly payment.

NOTE: This form is to be used for estimation purpose only; consult a UCB auto loan expert for actual values.

 

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NOTE: Click on Choose buttons for more accurate estimates.

CURRENT AUTO LOAN RATES* AND TERMS

Year of Vehicle Term APR
2021 & Newer 48 months 5.25%
60 months 5.35%
72 months 5.75%
2020 - 2018 48 months 6.00%
60 months 6.30%
72 months 6.75%
2017 - 2015 36 months 6.85%
48 months 7.10%
60 months 7.35%
2014 - 2013 36 months 7.85%
48 months 8.10%
2012 - 2011 36 months 8.20%
2010 & Older 36 months 9.00%

 

* These Annual Percentage Rates (APR) and terms are for estimation purposes only. Your actual rate may vary and will be based upon your credit score from a credit reporting agency. The Annual Percentage Rates and Terms were updated as of June 27, 2023. These rates and terms are subject to change without notice.

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