Banking Basics

The U.S. Mint announced plans to phase out production of the penny in May 2025, and on November 12, it produced its last penny. While existing pennies remain legal tender, no new ones will be made.

Banking locally provides a more personalized customer experience, along with the added benefits of community reinvestment.

Some financial words and concepts can be confusing. To help, here's a list of the most common terms that are useful to understand.

Direct deposit of your paycheck is the fastest, safest, and most convenient way to get your hard-earned wages into your checking or savings account.

An overdraft occurs when you spend more money than you have in your checking account. Find out how to prevent overdrafts and manage overdraft fees.

The Internet is definitely changing the way we live. It has quickly become the choice method of communication for many.

Americans report billions of dollars in credit card fraud each year. The technology known as EMV is designed to help curb those losses. Here's what you need to know about EMV cards.

The FDIC insures all deposits at insured banks, including checking, savings accounts, money market deposit accounts, and certificates of deposit (CDs), up to the insurance limit.

Safe deposit boxes provide a safe place away from your home or office to store valuables which provide peace of mind of your most prized possessions.